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TenancyOracle

Tenancy Oracle Protocol — anonymous tenant verification, paid honest building reviews, and tenant-funded property inspections for Nigerian renters on zkSync Era.

Tenancy Oracle · Nigeria · zkSync Era

The building reviewyour landlord never sees.

Anonymous tenant verification, encrypted Chat-2-Earn sessions, and tenant-funded building inspections — built for Nigerian renters on zkSync Era.

Tenancy Oracle Protocol activity

Verified tenancies

2,841

across Nigeria

Active Chat sessions

394

encrypted via XMTP

Bounties funded

₦142M

tenant-pooled

Buildings on record

1,203

permanent on Arweave

The Problem

Renting in Nigeria can ruin you — and nobody is keeping score.

Most Nigerian tenants commit one to two years of rent upfront before spending a single night in the property. By the time the problems surface — the burst pipes, the mould, the landlord who stops returning calls, the illegal charges invented at renewal time — the money is gone and leaving means losing all of it.

So renters endure. They absorb the stress, the lost sleep, the health problems, the financial bleeding. And they stay silent — because the one thing that could change their situation, speaking honestly about the building, is the one thing that could cost them their home.

The next family moves in blind. Makes the same commitment. Discovers the same problems. Nothing is recorded. Nobody is held accountable. The cycle continues because the information that would break it is too dangerous for any one tenant to share alone.

Tenancy Oracle breaks the cycle — together, anonymously, on-chain forever.

What we built

Three primitives. One tenant-owned network.

Every action that advances tenant welfare creates a permanent on-chain record. The protocol is composed of three layers — each gasless, anonymous, and irreversible.

Where do you fit?

Three doors in. One tenant's record.

Revenue & Rewards

Earn USDT for the building intelligence only you can give.

Every protocol flow — session fees, pool funding, LA stakes, view fees, and the monthly Heartbeat + referral payout — settles directly in USDT. One currency, one mental model, real cash for honest reporting.

Treasury revenue

USDT

Settles in your wallet · 6 decimals · pull-claim anytime

Per-flow splits

Chat-2-Earn session70 % VT30 % treasury
Bounty pool100 % inspection5 % platform fee on top
Bounty view fee70 % funders · 5 % LA25 % treasury

10 %

Heartbeat pool

10 %

Referral share

Monthly claim

Full revenue model — splits, Merkle distributor, referral attribution

Your Journey

Four steps from renter to tenant advocate.

  1. 01

    Verify your tenancy — no documents required

    Step inside the property and a GPS + exterior-photo check mints your Basic Residency SBT instantly — gasless, anonymous, permanent. Ping daily for seven days, corroborated by neighbours, and your SBT upgrades to Verified — unlocking paid Chat-2-Earn sessions, dispute voting, and the monthly Heartbeat reward pool. Your identity never leaves your device at any step.

  2. 02

    Earn USDT for the building intel only you have

    Once Verified, prospective renters can pay to ask you honest questions about the building — you keep 70 % of every Chat-2-Earn session in USDT. Verified residents also share the monthly Heartbeat reward pool, paid pro-rata to days pinged.

  3. 03

    Commission the inspection the building actually needs

    Pool USDT with neighbours to hire an independent inspector. Report stored on Arweave, hash anchored on-chain. The landlord cannot remove it — not now, not ever.

  4. 04

    Build a permanent record, together

    Every SBT, Heartbeat ping, Chat-2-Earn session, dispute vote and inspection report is a permanent, tenant-authored entry in the building's on-chain history.

Frequently Asked

Questions Nigerian renters ask

Plain answers about anonymity, payouts, inspections, and why this protocol exists.

How does Tenancy Oracle keep Nigerian tenants anonymous?

Verification uses a two-tier physical-presence proof — GPS plus exterior photo for the Basic SBT, then seven days of daily Heartbeat pings for the Verified SBT. No document upload, no government ID, no personal information ever leaves your device. All chat happens over end-to-end encrypted XMTP v3 channels.

Can my landlord identify me from my building review?

No. Every action — reviews, Chat-2-Earn sessions, Neighborhood Challenge dispute votes, Snag Bounty contributions — is tied to your pseudonymous wallet address, not your identity. Building IDs are stored as on-chain hashes that bind your soulbound token to the property, never to you personally.

How do verified Nigerian tenants earn USDT on Tenancy Oracle?

Three earning paths: (1) daily Heartbeat pings that report your building's water supply, power, and security — paid automatically from the rewards pool; (2) Chat-2-Earn sessions where prospective tenants pay you to share honest insights about the building; (3) Snag Bounty participation when you contribute to or vote on tenant-funded inspections.

What is a Snag Bounty and how does it protect renters?

A Snag Bounty is a tenant-funded independent property inspection. Tenants pool USDT to commission an inspector — chosen by tenants, paid by tenants, reporting to tenants. The full inspection report is stored permanently on Arweave with its hash anchored on-chain. The landlord, agent, or any third party cannot delete, alter, or suppress it.

Is Tenancy Oracle Protocol only for Nigeria?

We launch in Nigeria — the market where the asymmetry is most acute, with 90% of renters committing 12 to 24 months of rent before they spend a single night in the property. The protocol architecture is country-agnostic and other markets can plug in once the Nigerian tenant network reaches critical mass.

Why build this on zkSync Era instead of Ethereum mainnet?

zkSync Era provides native Account Abstraction, which means new users can onboard with a passkey or email — no seed phrase, no ETH required for gas. The protocol's Paymaster sponsors transactions for verified tenants. Combined with sub-cent fees and instant finality, this is the only L2 where a daily Heartbeat ping is economically viable at scale.

Your building.
Your truth. On-chain.

Physical-presence checks confirm you live there without revealing who you are. Chat happens over end-to-end encrypted XMTP. Inspection reports anchor on Arweave forever. No company owns this protocol — and no landlord, agent, or court can erase what tenants build here.

Open source Permanent on-chain Tenant-governed No KYC, ever